If you’re craving comfort food with a twist that makes weeknight dinners feel downright special, look no further than this Cheesy Loaded Beef Meatloaf Casserole Recipe. Imagine the classic flavors of a hearty beef meatloaf layered beautifully with creamy mashed potatoes, all topped with melty cheddar cheese and crispy bacon. This dish brings together textures and flavors in such a satisfying way that it quickly becomes a family favorite, perfect for cozy nights or gatherings. Every scoop delivers that nostalgic warmth with an exciting cheesy punch you’ll want to make again and again.

Ingredients You’ll Need
The beauty of this Cheesy Loaded Beef Meatloaf Casserole Recipe lies in its simplicity, with basic, wholesome ingredients that create layers of flavor and comfort. Each component plays a role, from the savory beef base to the creamy mashed potatoes that balance the richness, while cheese and bacon add wonderful texture and that irresistible savory finish.
- 1 lb (450g) ground beef: Provides the hearty, savory foundation for the meatloaf layer.
- 1/2 cup (60g) breadcrumbs: Helps bind the meatloaf for a perfect sliceable consistency.
- 1/4 cup (60ml) milk: Keeps the meatloaf moist and tender as it cooks.
- 1 egg: Acts as a natural binder to hold everything together.
- 1/2 onion, finely chopped: Adds subtle sweetness and depth to the meat mixture.
- 2 cloves garlic, minced: Brings warm, aromatic flavors that complement the beef.
- 1 tsp Worcestershire sauce: Enhances umami richness in the meatloaf.
- 1/2 tsp salt: Balances all flavors perfectly.
- 1/4 tsp black pepper: Adds a gentle hint of spice.
- 2 cups (450g) mashed potatoes: Choose homemade or store-bought for creamy comfort that crowns the dish.
- 1/4 cup (60ml) sour cream or cream cheese (optional): Mix into potatoes for extra richness and tang.
- 1/4 cup (60ml) milk (if needed): Loosens mashed potatoes to the right spreading consistency.
- 1 cup (100g) shredded cheddar cheese: Melts beautifully on top, creating a cheesy, golden crust.
- 1/2 cup (60g) cooked and crumbled bacon: Adds smoky crunch to each bite.
- 2 tbsp chopped green onions or parsley (optional): Freshens the dish and adds a pop of color.
How to Make Cheesy Loaded Beef Meatloaf Casserole Recipe
Step 1: Preheat the Oven and Prep the Dish
Start by setting your oven to 375°F (190°C) to get it nice and hot while you prepare. Grease a medium casserole dish so none of the deliciousness sticks, making cleanup a breeze.
Step 2: Prepare the Meatloaf Layer
In a large mixing bowl, combine the ground beef, breadcrumbs, milk, egg, finely chopped onion, minced garlic, Worcestershire sauce, salt, and pepper. Mix gently but thoroughly until all ingredients are just combined—overmixing can make the meatloaf tough. Press this mixture evenly into the bottom of your casserole dish to form the meatloaf base.
Step 3: Bake the Meatloaf Base
Pop the dish in the preheated oven and bake the meatloaf layer for about 20 minutes. This step helps set the meatloaf, giving it structure before the potato layer is added. Your kitchen will start to smell amazing at this point!
Step 4: Prepare the Mashed Potato Topping
While the meatloaf bakes, gently stir the sour cream or cream cheese into the mashed potatoes for extra creaminess. If the potatoes feel too thick, add a splash of milk to reach a smooth, spreadable texture that will layer perfectly on top.
Step 5: Assemble the Casserole
Once the meatloaf base is partially cooked, remove the dish from the oven and smoothly spread the mashed potato mixture over the top. Sprinkle shredded cheddar cheese generously across the potatoes, then scatter cooked bacon crumbles evenly for that unbeatable combination of gooey cheese and smoky crunch.
Step 6: Bake to Perfection
Return the casserole to the oven and bake for another 15 to 20 minutes until the cheese is melted, bubbly, and lightly golden brown. This finishing bake melds all the layers into one irresistible dish.
Step 7: Garnish and Let Cool
After removing the casserole from the oven, let it rest for about 5 minutes. This helps everything set up nicely for clean slicing. Top with chopped green onions or parsley for a fresh, vibrant touch.
How to Serve Cheesy Loaded Beef Meatloaf Casserole Recipe

Garnishes
Fresh herbs like green onions or parsley not only add a burst of color but also give the dish a bright, fresh finish that balances the rich, cheesy flavors perfectly. You can also sprinkle a little extra shredded cheddar or crispy bacon on top for an added wow factor.
Side Dishes
This casserole is hearty on its own, but pairing it with a crisp green salad or steamed seasonal veggies adds great texture contrast and a touch of lightness. Roasted Brussels sprouts or a tangy coleslaw work beautifully alongside.
Creative Ways to Present
For a fun twist, serve individual portions in small ramekins for a charming presentation. Or, layer the casserole in a clear glass baking dish so guests can see all those delicious layers. A drizzle of ketchup or BBQ sauce on the side also makes a tasty dipping option.
Make Ahead and Storage
Storing Leftovers
Store any leftovers in an airtight container in the fridge for up to 3 days. The flavors actually develop even more after resting, and it reheats wonderfully.
Freezing
You can freeze the casserole either before or after baking. Wrap tightly with plastic wrap and foil, then freeze for up to 2 months. Thaw overnight in the fridge before reheating.
Reheating
Reheat leftover casserole in the oven at 350°F (175°C) for about 20 minutes or until heated through. Using a microwave is fine for single servings—just cover loosely and heat in short bursts to avoid drying out.
FAQs
Can I use other types of cheese in this recipe?
Absolutely! While cheddar cheese provides a great classic flavor, you can experiment with mozzarella for extra gooeyness or pepper jack for a spicy kick. Mixing cheeses can also be delicious.
Is it possible to make this vegetarian?
Yes. Simply substitute the ground beef with a plant-based meat alternative or cooked lentils and omit bacon. You can also add sautéed mushrooms or finely chopped vegetables for extra flavor and texture.
Can I prepare this casserole ahead of time?
Definitely! You can assemble the casserole the day before and keep it covered in the fridge. When ready to serve, bake it as directed—just add a few extra minutes to the cooking time if baking straight from the fridge.
What if I don’t have Worcestershire sauce?
No worries! You can replace Worcestershire sauce with a dash of soy sauce, balsamic vinegar, or even a splash of barbecue sauce to maintain the savoriness in the meatloaf layer.
How do I know when the meatloaf is fully cooked?
The meatloaf layer should be baked for at least 20 minutes initially, then again with the toppings. If you want to be certain, a meat thermometer should register 160°F (71°C) in the center of the meatloaf to ensure it’s fully cooked.
Final Thoughts
This Cheesy Loaded Beef Meatloaf Casserole Recipe is pure comfort food magic that ticks every box — it’s easy to make, packed with flavors and textures that delight every bite, and perfect for feeding a crowd or a cozy family dinner. Give it a try, and I promise it will become one of your go-to dishes whenever you want something warm, cheesy, and happily satisfying.
Print
Cheesy Loaded Beef Meatloaf Casserole Recipe
- Prep Time: 15 minutes
- Cook Time: 40 minutes
- Total Time: 55 minutes
- Yield: 4 servings
- Category: Casserole
- Method: Baking
- Cuisine: American
Description
This Cheesy Loaded Beef Meatloaf Casserole is a comforting and hearty dish combining a savory ground beef meatloaf base with creamy mashed potatoes, crispy bacon, and melted cheddar cheese. Perfect for an easy weeknight dinner, this casserole offers a delicious twist on classic meatloaf with a creamy, cheesy topping and a flavorful blend of seasonings.
Ingredients
Meatloaf Layer
- 1 lb (450g) ground beef
- 1/2 cup (60g) breadcrumbs
- 1/4 cup (60ml) milk
- 1 egg
- 1/2 onion, finely chopped
- 2 cloves garlic, minced
- 1 tsp Worcestershire sauce
- 1/2 tsp salt
- 1/4 tsp black pepper
Mashed Potato Topping
- 2 cups (450g) mashed potatoes (homemade or store-bought)
- 1/4 cup (60ml) sour cream or cream cheese (optional)
- 1/4 cup (60ml) milk (if needed to loosen the potatoes)
- 1 cup (100g) shredded cheddar cheese
- 1/2 cup (60g) cooked and crumbled bacon
- 2 tbsp chopped green onions or parsley (optional)
Instructions
- Preheat the Oven: Preheat your oven to 375°F (190°C) and grease a medium casserole dish thoroughly to prevent sticking.
- Prepare the Meatloaf Layer: In a large mixing bowl, combine the ground beef, breadcrumbs, milk, egg, finely chopped onion, minced garlic, Worcestershire sauce, salt, and black pepper. Mix all ingredients together until well incorporated. Press this meat mixture firmly and evenly into the bottom of the prepared casserole dish.
- Bake the Meatloaf Base: Place the casserole dish in the preheated oven and bake the meatloaf layer for 20 minutes. This partial baking firms up the meatloaf before adding the toppings.
- Prepare Mashed Potatoes: While the meatloaf bakes, mix the mashed potatoes with sour cream or cream cheese if using, to enhance creaminess. Add milk gradually if needed to achieve a smooth, spreadable consistency.
- Assemble the Casserole: Remove the casserole dish from the oven and carefully spread the prepared mashed potatoes evenly over the meatloaf base. Sprinkle the shredded cheddar cheese over the potato layer, then evenly distribute the cooked and crumbled bacon on top.
- Bake the Casserole: Return the casserole to the oven and bake for an additional 15-20 minutes until the cheese is fully melted, bubbly, and golden brown.
- Garnish and Serve: Allow the casserole to cool for about 5 minutes to set. Garnish with chopped green onions or parsley if desired, slice into portions, and serve warm.
Notes
- For extra flavor, you can mix herbs like thyme or rosemary into the meatloaf mixture.
- If you prefer, use cream cheese instead of sour cream for a richer mashed potato topping.
- Make sure to grease your casserole dish well to avoid sticking.
- This casserole can be prepared in advance and refrigerated; bake when ready.
- Leftovers keep well in the refrigerator for up to 3 days.

