If you adore the cozy warmth of banana bread but crave a touch of decadence, this Chocolate Banana Bread Recipe is your new best friend. Imagine tender, moist loaf slices bursting with ripe banana sweetness and rich cocoa flavor, studded with melty chocolate chips in every bite. It’s an irresistible treat that feels like a hug in dessert form, perfect for breakfast, snack time, or even a comforting after-dinner delight. Trust me, once you try this recipe, it will quickly become a staple in your baking repertoire.

Ingredients You’ll Need
Gathering the right ingredients for your Chocolate Banana Bread Recipe is simple yet crucial for achieving that perfect balance of texture and flavor. Each component plays a specific role, from the natural sweetness of ripe bananas to the richness of melted butter and chocolaty goodness.
- 3 ripe bananas (mashed): The foundation that brings natural sweetness and moisture to the bread.
- 1 cup granulated sugar: Adds sweetness and helps create a tender crumb.
- ½ cup unsalted butter (melted): Provides richness and keeps the bread moist.
- 2 large eggs: Bind the ingredients and add structure to the loaf.
- 1 teaspoon vanilla extract: Enhances the overall flavor with a warm, fragrant note.
- 1 ½ cups all-purpose flour: The base ingredient that gives the bread its body and texture.
- ½ cup unsweetened cocoa powder: Delivers that deep chocolate flavor without overpowering the bananas.
- 1 teaspoon baking soda: Helps the bread rise and stay light.
- ½ teaspoon salt: Balances sweetness and enhances the chocolate notes.
- ½ cup sour cream or plain yogurt: Adds a slight tang and extra moisture for a tender crumb.
- 1 cup semi-sweet chocolate chips: Melty pockets of chocolate that elevate every slice.
How to Make Chocolate Banana Bread Recipe
Step 1: Prepare Your Oven and Pan
Start by preheating your oven to 350°F (175°C). This ensures it reaches the perfect temperature so your bread bakes evenly from the get-go. Grease a 9×5-inch loaf pan thoroughly to prevent sticking, which will help you remove the bread cleanly once it’s baked.
Step 2: Mix the Wet Ingredients
In a large bowl, combine your mashed bananas, granulated sugar, melted butter, eggs, and vanilla extract. Whisk these together until smooth and creamy. This mixture forms the flavorful, moist base for your bread, making sure that every bite is packed with banana goodness and buttery richness.
Step 3: Combine the Dry Ingredients
In a separate bowl, sift together the all-purpose flour, unsweetened cocoa powder, baking soda, and salt. Sifting helps to avoid clumps and aerates the mixture, which contributes to a light texture in the finished bread.
Step 4: Bring It All Together
Gradually add the dry ingredients to the wet banana mixture, stirring gently just until everything is combined. Overmixing can cause your bread to be tough, so stop when you see no more flour streaks. Then fold in the sour cream and chocolate chips evenly—these little bursts of melting chocolate make the bread truly special.
Step 5: Bake to Perfection
Pour your batter into the prepared loaf pan and smooth the top. Pop it into your preheated oven and bake for 55 to 65 minutes. Check doneness by inserting a toothpick into the center—if it comes out mostly clean with a few moist crumbs, your bread is perfect. Let it cool in the pan for about 10 minutes before transferring it to a wire rack to cool completely. This resting time helps it set properly.
How to Serve Chocolate Banana Bread Recipe

Garnishes
For a little extra flair, try dusting your slices with powdered sugar or adding a spread of softened butter on top. A drizzle of warm chocolate sauce complements the flavors beautifully and makes the already luscious bread feel indulgent.
Side Dishes
This chocolate banana bread pairs wonderfully with a scoop of vanilla ice cream or a dollop of whipped cream for a dessert twist. For breakfast, enjoy it alongside a cup of your favorite coffee or tea, which balances the sweetness perfectly.
Creative Ways to Present
Consider slicing the bread thick and lightly toasting it before serving to bring out extra texture. You can also layer slices with peanut butter and jam for a fun twist, or cube the bread and use it as a base for a chocolate banana bread trifle with pudding and berries.
Make Ahead and Storage
Storing Leftovers
Wrap leftover slices tightly in plastic wrap or store them in an airtight container at room temperature for up to three days. This keeps the bread soft and flavorful, perfect for snacking or quick breakfasts.
Freezing
If you want to keep your Chocolate Banana Bread Recipe fresh for longer, wrap the whole loaf or individual slices in plastic wrap followed by aluminum foil, then freeze for up to three months. When you’re ready, thaw it overnight in the refrigerator or at room temperature.
Reheating
To revive that just-baked warmth, pop slices in the toaster oven or microwave them in 15 to 20 second bursts until warm. This enhances the melty chocolate chips and soft texture, making each bite taste freshly baked.
FAQs
Can I use overripe bananas for this recipe?
Absolutely! Overripe bananas are ideal for this Chocolate Banana Bread Recipe because they are sweeter and softer, which helps create that moist, flavorful loaf we all love.
What if I don’t have sour cream? Can I substitute something else?
Yes, you can substitute plain yogurt or even buttermilk in equal amounts. These alternatives add moisture and a subtle tang that complements the chocolate and banana flavors.
Can I add nuts to this bread?
Definitely! Adding ½ cup of chopped walnuts or pecans gives a delightful crunch and extra flavor. Just fold them in along with the chocolate chips before baking.
Is it okay to use dark chocolate chips instead of semi-sweet?
Using dark chocolate chips will result in a richer, slightly less sweet loaf that tastes fantastic. Feel free to tweak the chocolate to suit your preference!
How long does the bread take to bake?
The baking time is usually between 55 and 65 minutes, but ovens vary, so start checking around 55 minutes. The loaf is ready when a toothpick inserted comes out with a few moist crumbs but no wet batter.
Final Thoughts
This Chocolate Banana Bread Recipe is a warm, comforting staple that marries the natural sweetness of bananas with rich chocolate in a way that feels both indulgent and wholesome. Whether you’re baking it as a weekend treat or to brighten up an ordinary day, you’re in for a deliciously satisfying experience. I can’t wait for you to try it and watch it become a favorite in your kitchen just like it is in mine!
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Chocolate Banana Bread Recipe
- Prep Time: 15 minutes
- Cook Time: 60 minutes
- Total Time: 1 hour 15 minutes
- Yield: 1 loaf (about 10 slices)
- Category: Dessert
- Method: Baking
- Cuisine: American
- Diet: Vegetarian
Description
This Chocolate Banana Bread is a moist, rich, and flavorful twist on the classic banana bread, combining ripe mashed bananas with cocoa powder and semi-sweet chocolate chips. Perfect as a dessert or a sweet snack, this easy-to-make loaf features a tender crumb with a subtle chocolatey depth, enhanced by sour cream for extra moisture.
Ingredients
Wet Ingredients
- 3 ripe bananas (mashed)
- 1 cup granulated sugar
- ½ cup unsalted butter (melted)
- 2 large eggs
- 1 teaspoon vanilla extract
- ½ cup sour cream or plain yogurt
Dry Ingredients
- 1 ½ cups all-purpose flour
- ½ cup unsweetened cocoa powder
- 1 teaspoon baking soda
- ½ teaspoon salt
Add-ins
- 1 cup semi-sweet chocolate chips
Instructions
- Preheat and Prepare Pan: Preheat your oven to 350°F (175°C) and grease a 9×5-inch loaf pan to prevent sticking.
- Mix Wet Ingredients: In a large bowl, combine the mashed bananas, sugar, melted butter, eggs, and vanilla extract. Whisk until the mixture is smooth and well combined.
- Sift Dry Ingredients: In a separate bowl, sift together the all-purpose flour, unsweetened cocoa powder, baking soda, and salt to ensure even distribution.
- Combine Mixtures: Add the dry ingredients into the banana mixture and stir gently just until the batter is combined without overmixing to keep the bread tender.
- Fold in Sour Cream and Chocolate Chips: Carefully fold in the sour cream or yogurt and semi-sweet chocolate chips until they are evenly distributed throughout the batter.
- Transfer to Pan and Bake: Pour the batter into the prepared loaf pan and smooth the top with a spatula. Bake for 55–65 minutes or until a toothpick inserted into the center comes out mostly clean with a few moist crumbs.
- Cool: Allow the bread to cool in the pan for 10 minutes before transferring it to a wire rack to cool completely. This helps the loaf set and makes slicing easier.
Notes
- For extra texture and flavor, consider adding ½ cup of chopped walnuts or pecans to the batter.
- Substitute semi-sweet chocolate chips with dark chocolate chips if you prefer a richer chocolate taste.

